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Hi everyone, I've recently come across Perpay and their new financial product, and I'm trying to understand how it fits into the credit landscape. My primary question is straightforward: what is perpay credit card exactly, and how does it compare to traditional cards? I'm finding mixed information online, so I need some clarity from people who have used it.

The biggest confusion I have is whether Is a Perpay credit card a real credit card that reports to major bureaus and can be used everywhere, or is it just for their marketplace? I'm trying to figure out how it works: What is Perpay and how does it work in terms of building actual credit history?

For those who have one, could you please share your Perpay credit card reviews? Specifically, I'm interested in the financial details: What is the Perpay credit card credit limit usually, and have you been able to increase your Perpay Credit Card limit over time? More importantly, is it a true credit card? Can I take money off my Perpay credit card for cash withdrawals, or is it strictly for purchases?

I’m aware of the Perpay Marketplace, but I need to understand How does Perpay credit Card work outside of that. I'm keen to Apply for Perpay Credit Card but only if it's a genuine tool for financial growth. (P.S. I saw some Perpay news about expansion—do we know Where is Perpay located now?)
 
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